{"id":128,"date":"2026-08-15T14:15:16","date_gmt":"2026-08-15T18:15:16","guid":{"rendered":"https:\/\/balancekim.com\/mortgage\/?page_id=128"},"modified":"2026-08-21T08:56:11","modified_gmt":"2026-08-21T12:56:11","slug":"how-much-i-earn","status":"publish","type":"page","link":"https:\/\/balancekim.com\/mortgage\/ko\/how-much-i-earn\/","title":{"rendered":"\ub0b4 \uc778\ucef4\uc774 \uc5bc\ub9c8\uac00 \ub418\uc5b4\uc57c \ud558\ub098"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\uc5ec\uae30\uc5d0\uc11c\ub294 \uc77c\uc815 \uae08\uc561\uc744 \ub300\ucd9c\ubc1b\uae30 \uc704\ud574 \ub0b4 \uc18c\ub4dd\uc774 \uc5bc\ub9c8\uac00 \ub418\uc5b4\uc57c \ud558\ub294\uc9c0\ub97c \uacc4\uc0b0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub97c \uacc4\uc0b0\ud558\ub824\uba74 \uc6b0\uc120 \ubaa8\uae30\uc9c0 \uacc4\uc0b0\uae30\ub97c \uc774\uc6a9\ud574\uc11c \ub9e4\ub2ec \uc5bc\ub9c8\ub97c \ub0b4\uc57c \ud558\ub294\uc9c0\ub97c \uacc4\uc0b0\ud574\uc57c \ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub09c \ud6c4 \uc5ed\uc0b0\uc744 \ud1b5\ud574 \uacc4\uc0b0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\ub9e4\ub2ec \uc0c1\ud658 \uae08\uc561 \uacc4\uc0b0<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9e4\ub2ec \uc0c1\uad00 \uae08\uc561 \uacc4\uc0b0\uc740 <a href=\"https:\/\/balancekim.com\/mortgage\/ko\/monthly-repayments\/\" data-type=\"page\" data-id=\"69\">\uc5ec\uae30\ub97c \ud074\ub9ad\ud574\uc11c \ud655\uc778\ud558\uc138\uc694<\/a>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub807\uac8c \ub9e4\ub2ec \uc0c1\ud658 \uae08\uc561\uc744 \ucd94\ucd9c\ud588\ub2e4\uba74 \ub2e4\uc74c\uacfc \uac19\uc774 \ud569\ub2c8\ub2e4. <\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"273\" src=\"https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/loan-calc.jpg\" alt=\"loan calc\" class=\"wp-image-181\" style=\"aspect-ratio:1.8316066624692346;width:661px;height:auto\" title=\"\ub0b4 \uc778\ucef4\uc774 \uc5bc\ub9c8\uac00 \ub418\uc5b4\uc57c \ud558\ub098\" srcset=\"https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/loan-calc.jpg 500w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/loan-calc-300x164.jpg 300w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/loan-calc-18x10.jpg 18w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure>\n\n\n\n<div style=\"height:74px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Reverse-Calculating<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc608\ub97c \ub4e4\uc5b4 \ub9e4\ub2ec \uae08\uc561\uc774 $5,966\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uc8e0. \uc77c\ubc18\uc801\uc778 \uaddc\uc815\uc5d0 \ub530\ub974\uba74 \uc774 \uae08\uc561\uc774 \ub0b4 \uc778\ucef4\uc758 45%\ub97c \ub118\uc5b4\uac08 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub798\uc11c \uc774 \uc22b\uc790\ub97c 0.45\ub85c \ub098\ub204\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><math xmlns=\"http:\/\/www.w3.org\/1998\/Math\/MathML\" display=\"block\"><mrow><mi mathvariant=\"normal\">$<\/mi><mn>5<\/mn><mo separator=\"true\">,<\/mo><mn>996<\/mn><mo>\u00f7<\/mo><mn>0.45<\/mn><mo>=<\/mo><mi mathvariant=\"normal\">$<\/mi><mn>13<\/mn><mo separator=\"true\">,<\/mo><mn>324.44<\/mn><\/mrow><\/math><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc989 \ub9e4\ub2ec $13,324, \uc5f0\uc73c\ub85c \ud658\uc0b0\ud558\uba74 $159,893\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud558\uc9c0\ub9cc \uc704 \uacc4\uc0b0\uc5d0 \uacc4\uc0b0\ub418\uc9c0 \uc54a\uc740 \uac83\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub9e4\ub2ec \uc9c0\ucd9c\ud558\ub294 \ube5a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc608\ub97c \ub4e4\uba74:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>credit card minimum payments<\/li>\n\n\n\n<li>auto loans or leases<\/li>\n\n\n\n<li>student loans<\/li>\n\n\n\n<li>\ubaa8\ub4e0 \uc885\ub958\uc758 \uace0\uc815 \uc9c0\ucd9c<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ubaa8\ub4e0 \uc885\ub958\uc758 \ube5a\uc774 \ud3ec\ud568\ub41c \uacc4\uc0b0\uc774 \ub418\uc5b4\uc57c \uc815\ud655\ud55c \uacc4\uc0b0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub807\uac8c \uacc4\uc0b0\ud574\ubcf4\uba74 \ub300\ub7b5 \uc5f0\ubd09\uc758 4\ubc30\uac00 \ubc1b\uc744 \uc218 \uc788\ub294 \ub860 \uae08\uc561\uc774\ub77c\uace0 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>This section explains how to calculate the income required to qualify for a specific loan amount. To do this, we first calculate the&nbsp;monthly mortgage payment&nbsp;using a standard mortgage calculator, and then&nbsp;reverse\u2011engineer the income&nbsp;needed to support that payment. Monthly Payment Calculation Regarding the monthly payment, please refer to this page and calculate the amount. Once you&hellip;&nbsp;<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"class_list":["post-128","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/pages\/128","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/comments?post=128"}],"version-history":[{"count":5,"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/pages\/128\/revisions"}],"predecessor-version":[{"id":219,"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/pages\/128\/revisions\/219"}],"wp:attachment":[{"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/media?parent=128"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}