{"id":60,"date":"2026-08-15T09:33:31","date_gmt":"2026-08-15T13:33:31","guid":{"rendered":"https:\/\/balancekim.com\/mortgage\/?page_id=60"},"modified":"2026-10-19T07:42:17","modified_gmt":"2026-10-19T11:42:17","slug":"todays-rates","status":"publish","type":"page","link":"https:\/\/balancekim.com\/mortgage\/ko\/todays-rates\/","title":{"rendered":"Today&#8217;s Rates"},"content":{"rendered":"<p class=\"wp-block-paragraph\">(Updated as changes occur.)<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><br>7.125% (Full Doc)<br>7.625% (Alt Doc)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:12px\">1 Point, 30-Year Fixed, FICO 720 \u2191, Down Payment 20% \u2191, Loan Amount $500K \u2191<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ub354 \ub0ae\uace0 \ube60\ub974\uace0 \uc27d\uace0 \ub2e8\uc21c\ud558\uace0 \uc548\uc804\ud558\uac8c!<\/strong><\/h3>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:20px\">\uc778\ucef4\uc744 \uc5b4\ub5bb\uac8c \uc785\uc99d\ud558\ub290\ub0d0\uc5d0 \uc544\ub798 \ubc29\ubc95 \uc911 \ud558\ub098\ub85c \uc9c4\ud589\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/balancekim.com\/mortgage\/ko\/full-doc-vs-alt-doc\/\" data-type=\"page\" data-id=\"122\">Full doc or Alt doc<\/a>.<\/h3>\n\n\n\n<div style=\"height:23px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"397\" src=\"https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/09\/Screenshot-2026-09-29-070521-1.png\" alt=\"screenshot 2026 09 29 070521 (1)\" class=\"wp-image-242\" style=\"aspect-ratio:1.5113944975794074;width:767px;height:auto\" title=\"\uc624\ub298\uc758 \uc774\uc790\uc728\" srcset=\"https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/09\/Screenshot-2026-09-29-070521-1.png 600w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/09\/Screenshot-2026-09-29-070521-1-300x199.png 300w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/09\/Screenshot-2026-09-29-070521-1-18x12.png 18w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/www.freddiemac.com\/pmms\" target=\"_blank\" rel=\"noopener\">\ubaa8\uae30\uc9c0 \uc774\uc790 \ub3d9\ud5a5 \ubcf4\uae30<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:14px\">\uc704 \uc774\uc790\uc728\uc5d0&nbsp;<strong>0.2%<\/strong>&nbsp;\uc815\ub3c4\uc758 \uc218\uc218\ub8cc\uac00 \ud3ec\ud568\ub418\uc5b4&nbsp;<strong>APR (Annual Percentage Rate)\uc774 \ub429\ub2c8\ub2e4.<\/strong>APR\uc774\ub780 \uc218\uc218\ub8cc\uac00 \ub860\uc5d0\uc11c \ucc28\uc9c0\ud558\ub294 \ube44\uc728\uc744 \ub098\ud0c0\ub0b4\ub294 \uac83\uc774\ubbc0\ub85c \uc2e4\uc81c \ub0b4\uac00 \ub0b4\ub294 \ubaa8\uae30\uc9c0 \ub860 \uc774\uc790\uc728\uc740 APR\uc774 \uc544\ub2c8\uba70 \ub860 \uc624\ud53c\uc11c\ub85c\ubd80\ud130 \ubc1b\uc740 \uc774\uc790\uc728\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><br>718-844-8608 <br>ToBalanceKim@gmail.com <br>balance.kim@gmccloan.com<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>(Updated as changes occur.) 7.125% (Full Doc)7.625% (Alt Doc) 1 Point, 30-Year Fixed, FICO 720 \u2191, Down Payment 20% \u2191, Loan Amount $500K \u2191 Lower, Faster, Easier, Simpler, and Safer! According to your income verification process, you will be approved for Full doc or Alt doc. View Mortgage Interest Rate Trends With fees of approximately&nbsp;0.2%&nbsp;points&hellip;&nbsp;<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"class_list":["post-60","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/pages\/60","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/comments?post=60"}],"version-history":[{"count":20,"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/pages\/60\/revisions"}],"predecessor-version":[{"id":251,"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/pages\/60\/revisions\/251"}],"wp:attachment":[{"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/media?parent=60"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}