{"id":75,"date":"2026-08-15T09:57:57","date_gmt":"2026-08-15T13:57:57","guid":{"rendered":"https:\/\/balancekim.com\/mortgage\/?page_id=75"},"modified":"2026-08-21T09:08:24","modified_gmt":"2026-08-21T13:08:24","slug":"fees","status":"publish","type":"page","link":"https:\/\/balancekim.com\/mortgage\/ko\/fees\/","title":{"rendered":"\ubaa8\uae30\uc9c0 \uc218\uc218\ub8cc"},"content":{"rendered":"<h2 class=\"wp-block-heading\"><strong>\ud074\ub85c\uc9d5 \ucf54\uc2a4\ud2b8\ub294 \ud06c\uac8c 3 \uc885\ub958\uc785\ub2c8\ub2e4<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\ubaa8\uae30\uc9c0 \uc218\uc218\ub8cc <\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\uac83 \ub9cc\uc774 \uc2e4\uc81c \ubaa8\uae30\uc9c0 \uc218\uc218\ub8cc\uc785\ub2c8\ub2e4. \uc800 \uc544\ub798 \ud56d\ubaa9\uc5d0\uc11c 1 Application fee, 2 Loan Origianation fee, 3 Credit Report fee, 4 Appraisal fee, 5 Flood Certificate fee, 6 Tax Service Fee. \ub531 \uc694\uac83\uc785\ub2c8\ub2e4. \uc5ec\uae30\uc5d0 \ub80c\ub354\uc5d0 \ub530\ub77c 7 Underwriting fee, 8 Processing fee \ub4f1\ub4f1\uc744 \ucd94\uac00\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc544\ub798 \uc11c\ub958\ub97c \ubcf4\uc2e4 \ub54c Loan costs \uc911\uc5d0\uc11c Title \ud56d\ubaa9\uc774 \ub098\uc624\uae30 \uc774\uc804\uae4c\uc9c0\uac00 \ub80c\ub354\uc5d0\uac8c \ub4e4\uc5b4\uac00\ub294 \ube44\uc6a9\uc785\ub2c8\ub2e4. \uc774 \uc911\uc5d0\uc11c \ubcf4\ud1b5 3-6\ubc88\uc740 \ubaa8\ub450\uc5d0\uac8c \ud070 \ucc28\uc774 \uc5c6\uc774 \ud544\uc218\uc774\uace0, 2\ubc88\uc740 \uc774\uc790\uc728\uc744 \uae4d\uae30 \uc704\ud574 \ub0b8 \ub3c8\uc774\ubbc0\ub85c, \uacb0\uad6d \uc544\ub798 \ud56d\ubaa9\uc5d0\uc11c\ub294 1\ubc88\uc774 \ub80c\ub354\uc5d0\uac8c \ub4e4\uc5b4\uac04 \ub3c8\uc758 \uc804\ubd80\uc785\ub2c8\ub2e4. \ub80c\ub354\uc5d0 \ub530\ub77c 7,8\ubc88 \uac19\uc740 \uc774\ub984\uc73c\ub85c \ucd94\uac00\ub85c \ub3c8\uc744 \ubc1b\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uac04\ub2e8\ud788 \ub9d0\ud574 \uc544\ub798 \uadf8\ub9bc Closing Disclosure \uc911 Section A\uc5d0 \ub4e4\uc5b4 \uc788\ub294 \ud56d\ubaa9\ub9cc\uc774 \ub80c\ub354\uc5d0\uac8c \uc9c0\ubd88\ud55c \uc21c\uc218 \uc218\uc218\ub8cc\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:13px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\uac01\uc885 \uc138\uae08 \uacf5\uacfc\uae08 <\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\uac74 \uc9d1\uc5d0 \uad00\ud55c \ubaa8\ub4e0 \ubc95\uc801\uc778 \ube44\uc6a9\uacfc \uc138\uae08\uc785\ub2c8\ub2e4. \ubaa8\ub450\uc5d0\uac8c \ud544\uc218\uc774\uace0 \uac70\uc758 \ube44\uc2b7\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ub0a0\uc9dc \uc870\uc808 \ube44\uc6a9 <\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ubaa8\uae30\uc9c0\ub294 \ubb34\uc870\uac74 \ub2ec\uc758 1\uc77c\uc744 \uae30\uc810\uc73c\ub85c \ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uba87 \uc77c\uc5d0 \ud074\ub85c\uc9d5\uc744 \ud558\ub290\ub0d0\uc5d0 \ub530\ub77c \uc774\ub2ec \ub9d0\uae4c\uc9c0\uc758 \ub3c8\uc744 \ub0b4\uc57c \ud569\ub2c8\ub2e4. \ubcf4\ud1b5 15\uc77c\uc5d0 \ud074\ub85c\uc9d5\ud560 \uacbd\uc6b0, \uc704 \ubc95\uc801 \ube44\uc6a9\uacfc \ud604\uc7ac \ub0a0\uc9dc \uc870\uc808 \ube44\uc6a9\uc744 \ud569\ud574 \ud074\ub85c\uc9d5 \ube44\uc6a9\uc774 \ub300\ub7b5 \uc9d1 \uac12\uc758 1.1-1.5% \uc815\ub3c4\ub97c \ub0b4\uac8c \ub429\ub2c8\ub2e4. 2\uc77c \ud074\ub85c\uc9d5\ud558\uba74 \uac70\uc758 \ud55c \ub2ec\uce58\ub97c \ubbf8\ub9ac \ub0b4\uace0 28\uc77c\uc5d0 \ud074\ub85c\uc9d5\ud558\uba74 \ubbf8\ub9ac \ub0b4\ub294 \ub3c8\uc774 \ubcc4\ub85c \uc5c6\uc8e0. \uadf8\ub9ac\uace0 \uadf8 \ub2ec\uc774 \uc9c0\ub098\uace0 \uadf8 \ub2e4\uc74c \ub2ec\ubd80\ud130 \ubaa8\uae30\uc9c0 \ud398\uc774\ub97c \ud558\uac8c \ub429\ub2c8\ub2e4. \ubaa8\uae30\uc9c0 \ud398\uc774\ub294 \uae30\ubcf8\uc801\uc73c\ub85c \ud6c4\ubd88\uc81c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Newspaper Article <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">(Jump to the next section after the images if you don&#8217;t understand Korean.)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc6b0\uc5f0\ud788 \uc2e0\ubb38\uc744 \uc77d\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud0c0\uc774\ud2c0\uc740 \ubaa8\uae30\uc9c0 \uc815\ud06c \uc218\uc218\ub8cc\uc5d0 \ub300\ud55c \ub17c\uc7c1. \uc774 \uc2e0\ubb38\uc774 \ub3c4\ub300\uccb4 \ubb34\uc2a8 \uc0dd\uac01\uc73c\ub85c \uc5bc\ub9c8\ub098 \ucde8\uc7ac\ub97c \ub9ce\uc774 \ud558\uace0 \uc774\ub7f0 \uae30\uc0ac\ub97c \uc37c\uc744\uae4c\u2026 \uc774 \uc2e0\ubb38\uc758 \ub0b4\uc6a9\uc744 \ubcf4\uba74 \ub9c8\uce58 \ub0b4\uc9c0 \uc54a\uc544\uc57c \ud560 \uc218\uc218\ub8cc\ub97c \uc5c4\uccad \ub0b4\ub294 \uac83 \uac19\uc740 \ub290\ub08c\uc774 \ub4ed\ub2c8\ub2e4. \uc544\ub9c8 \uc774 \uae30\uc790\uac00 \uc9d1\uc744 \uc0ac\ub294 \ud504\ub85c\uc138\uc2a4\ub97c \ud55c \ubc88\ub3c4 \uc9c4\ud589\ud574 \ubcf4\uc9c0 \uc54a\uc740 \uc0ac\ub78c\uc778 \uac83 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \uc544\ub798\ub294 \uc2e0\ubb38 \ub0b4\uc6a9\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uadf8 \uc544\ub798\uc5d0 \ubaa8\uae30\uc9c0 \uc218\uc218\ub8cc\uac00 \ub3c4\ub300\uccb4 \uc5bc\ub9c8\ub098 \ubd99\ub294\uc9c0 \uc774\ud574\ub97c \ub3d5\uae30 \uc704\ud574 \uc81c\uac00 \ucc98\ub9ac\ud588\ub358 \ud55c \uac74\uc758 Closing Disclosure \uc989 \uc218\uc218\ub8cc \ucd1d\uc815\ub9ac\ub97c \uc62c\ub9bd\ub2c8\ub2e4. \ubcf4\ud1b5 \ud074\ub85c\uc9d5\uc774\ub780 \uacc4\uc57d\uc744 \ub9c8\uce58\uace0 \ub9c8\uc9c0\ub9c9 \uc21c\uac04 \uc0ac\uc778\ud558\uace0 \uc9d1 \ud0a4\ub97c \ub118\uaca8 \ubc1b\ub294 \uac83\uc744 \uc77c\uceeb\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:27px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"864\" src=\"https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-newspaper1.jpg\" alt=\"Mortgageformyhome Newspaper1\" class=\"wp-image-106\" title=\"\ubaa8\uae30\uc9c0 \uc218\uc218\ub8cc\" srcset=\"https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-newspaper1.jpg 900w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-newspaper1-300x288.jpg 300w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-newspaper1-768x737.jpg 768w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-newspaper1-13x12.jpg 13w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"827\" src=\"https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-newspaper2.jpg\" alt=\"Mortgageformyhome Newspaper2\" class=\"wp-image-105\" title=\"\ubaa8\uae30\uc9c0 \uc218\uc218\ub8cc\" srcset=\"https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-newspaper2.jpg 900w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-newspaper2-300x276.jpg 300w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-newspaper2-768x706.jpg 768w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-newspaper2-13x12.jpg 13w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<div style=\"height:72px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Closing Disclosure<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc544\ub798 \uc774\ubbf8\uc9c0\ub294 Closing disclosure\uc785\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9 \uc21c\uac04\uc5d0 \ubb34\uc2a8 \ub3c8\uc774 \uc5b4\ub514\uc5d0 \uc5bc\ub9c8\ub098 \ub4e4\uc5b4\uac14\ub294\uc9c0\ub97c \ubcf4\uc5ec\uc8fc\ub294 \uc124\uba85\uc11c\uc8e0. \uc5ec\uae30\uc5d0 \ud575\uc2ec \ub450 \ud398\uc774\uc9c0\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">First Page<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"791\" height=\"1024\" src=\"https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-cd1-791x1024-1.jpg\" alt=\"Mortgageformyhome Cd1 791x1024 1\" class=\"wp-image-104\" title=\"\ubaa8\uae30\uc9c0 \uc218\uc218\ub8cc\" srcset=\"https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-cd1-791x1024-1.jpg 791w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-cd1-791x1024-1-232x300.jpg 232w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-cd1-791x1024-1-768x994.jpg 768w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-cd1-791x1024-1-9x12.jpg 9w\" sizes=\"auto, (max-width: 791px) 100vw, 791px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uccab \ud398\uc774\uc9c0\uc758 \ub0b4\uc6a9\uc740 \ub204\uac00 \ub204\uad6c\ub85c\ubd80\ud130 \uc5bc\ub9c8\uc9dc\ub9ac \uc9d1\uc744 \uc5b4\ub5a4 \uc774\uc790\uc728\ub85c \uba87 \ub144\uc5d0 \uac78\uccd0 \uc0ac\uba70 \ub9e4\ub2ec \uc0c1\ud658\ud560 \ub3c8\uc744 \uc5bc\ub9c8\uc778\uac00 \ub4f1\uc744 \ubcf4\uc5ec \uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc11c\ub958\uc5d0 \ub530\ub974\uba74 \ubc14\uc774\uc5b4\ub294 345,000\ubd88 \uc9d1\uc744 105,000\ubd88 \ub2e4\uc6b4\ud398\uc774\ud558\uace0 24\ub9cc\ubd88 \ubaa8\uae30\uc9c0 \ub860\uc744 \ubc1b\uc558\uc73c\uba70 30\ub144\uace0\uc815 \uc774\uc790 8.25%\ub85c \uc0c0\ub2e4. (\uc774 \ub54c\uac00 \uac00\uc7a5 \uc774\uc790\uc728\uc774 \ub192\ub358 \ub54c\uc785\ub2c8\ub2e4.) \ub9e4\ub2ec \uc6d0\uae08 \uc774\uc790\ub294 1,803.04\ubd88\uc774\uba70, \uc5ec\uae30\uc5d0 \uc138\uae08\uacfc \uc9d1\ubcf4\ud5d8\uae08 551.61\ubd88\uc744 \ud569\ud574 \ub9e4\ub2ec 2,345,65\ubd88\uc744 \ub0b4\uac8c \ub429\ub2c8\ub2e4.&nbsp;<em>. (\uadf8 \uc544\ub798 970.61\uc740 \uc5ec\uae30\uac00 \uc544\ud30c\ud2b8\ub77c\uc11c \uad00\ub9ac\ube44\ub97c \ub0b8\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4. \uc989 970.61-551.61=419 \uc774 \uad00\ub9ac\ube44\uc785\ub2c8\ub2e4.)<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub9ac\uace0 \uc81c\uc77c \uc544\ub798\uc5d0 \uc788\ub294 Closing Costs $13,130.83\uc740 \ucd1d \uc218\uc218\ub8cc\uc774\uba70(8090\ubd88\uc774 \ub860\uc5d0 \uad00\ub828\ub41c \ub3c8\uc774\uace0 \ub098\uba38\uc9c0\ub294 \uae30\ud0c0 \ube44\uc6a9), Cash to close $82,803.83 \uc740 \ud074\ub85c\uc9d5 \ud604\uc7a5\uc5d0 \uac00\uc838\uc640\uc57c \ud558\ub294 \ucd1d \uc561\uc218\ub97c \ub73b\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:51px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Second Page<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"791\" height=\"1024\" src=\"https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-cd2-791x1024-1.jpg\" alt=\"Mortgageformyhome Cd2 791x1024 1\" class=\"wp-image-103\" title=\"\ubaa8\uae30\uc9c0 \uc218\uc218\ub8cc\" srcset=\"https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-cd2-791x1024-1.jpg 791w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-cd2-791x1024-1-232x300.jpg 232w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-cd2-791x1024-1-768x994.jpg 768w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/08\/mortgageformyhome-cd2-791x1024-1-9x12.jpg 9w\" sizes=\"auto, (max-width: 791px) 100vw, 791px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\ub450\ubc88\uc9f8 \ud398\uc774\uc9c0\uc5d0\ub294 \uc704 \uae08\uc561\uc774 \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ub418\uc5c8\ub294\uac00\ub97c \uc885\ubaa9\ubcc4\ub85c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uc218\uc218\ub8cc\ub97c \uc54c\uace0 \uc2f6\uc73c\uba74 \uc774 \ud398\uc774\uc9c0\ub9cc \ubcf4\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Loan Costs&nbsp;<\/strong>\ub780 \ub9d0 \uadf8\ub300\ub85c \ub860\uc5d0\ub9cc \uad00\ub828\uc788\ub294 \uc218\uc218\ub8cc\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Application Fee:<\/strong>&nbsp;\ub294 \ub9d0 \uadf8\ub300\ub85c \ub860\uc744 \uc2e0\uccad\ud560 \ub54c \ub0b4\ub294 \uc218\uc218\ub8cc\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>Loan Origination Fee:<\/strong>&nbsp;\uc774\uac83\uc774 \ubc14\ub85c \ud3ec\uc778\ud2b8\ub97c \ub9d0\ud569\ub2c8\ub2e4. \uc5ec\uae30\uc11c\ub294 1\ud3ec\uc778\ud2b8\uc785\ub2c8\ub2e4. (\uc989 \uc6d0\ud558\uc9c0 \uc54a\ub294\ub2e4\uba74 \uc774 1\ud3ec\uc778\ud2b8\ub294 \ub0b4\uc9c0 \uc54a\uc544\ub3c4 \ub418\uace0 \ub300\uc2e0\uc774\uc790\uc728\uc774 0.25% \uc815\ub3c4 \ub192\uc544\uc9d1\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc774 \uae08\uc561\uc744 \ube7c\uba74 \uc2e4\uc81c\ub85c \ub860\uc5d0 \uad00\ub828\ub41c \uc218\uc218\ub8cc\ub294 Application fee $2,290 \uc785\ub2c8\ub2e4.)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8 \uc544\ub798 \uc138 \ud56d\ubaa9\uc774 \ubc14\ub85c \ub80c\ub354\uac00 \uc678\ubd80\uc5d0 \uc8fc\ubb38\ud574\uc11c \ud589\ud558\ub294 \uc77c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Appraisal:<\/strong>&nbsp;\uc774\ub294 Appraisal company\uc5d0\uac8c \uc8fc\ubb38\ud574\uc11c \uadf8 \ud68c\uc0ac\uc5d0\uc11c \uc9d1 \uac12\uc744 \uac10\uc815\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>Credit Report Fee:<\/strong>&nbsp;\ub294 \ubcf4\ud1b5 \uc6b0\ub9ac\uac00 \uc9c1\uc811 \ub0b4\uac70\ub098 \ud639\uc740 \ub098\uc911\uc5d0 \uccad\uad6c\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5ec\uae30\uae4c\uc9c0\uac00 \ub80c\ub354\uac00 \uc9c1\uc811 \ud639\uc740 \uc678\ubd80 \uc8fc\ubb38\uc744 \ud1b5\ud574 \ud558\ub294 \uc77c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub9ac\uace0 \uadf8 \uc544\ub798\uc5d0 \uc788\ub294 Title \ub85c \ub41c \ub2e8\uc5b4\ub4e4\uc740 \ubaa8\ub450 \uc9d1\uc758 \ubc95\uc801\uc778 \ubb38\uc81c\uc5d0 \ub300\ud55c \uac83\uc785\ub2c8\ub2e4. \uc774\uac74 \ubaa8\ub4e0 \uc9d1 \uacc4\uc57d\uc5d0 \ud56d\uc0c1 \ud544\uc218\ub85c \ub530\ub77c\uac11\ub2c8\ub2e4. \ubcf4\ud1b5 \ubcc0\ud638\uc0ac\uac00 \ucd94\ucc9c\ud558\ub294 Title company\ub77c\ub294 \uacf3\uc5d0\uc11c \uc804\ub2f4\ud558\uace0 \uc774 \ud68c\uc0ac\uac00 \ub9c8\uc9c0\ub9c9 \ud074\ub85c\uc9d5\uc5d0\uc11c \ubaa8\ub4e0 \uc124\uba85\uacfc \uc11c\ub958\ub97c \uad00\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8 \uc544\ub798 other costs\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Section E (Taxes):<\/strong>&nbsp;\uc11c\ub958 \ub4f1\ub85d\ube44\uc640 \uc774\uc804\ube44<\/li>\n\n\n\n<li><strong>Section F (Prepaids):<\/strong>&nbsp;\ub9e4\ub2ec 1\uc77c\ub85c \ubaa8\uae30\uc9c0\uac00 \uacc4\uc0b0\ub418\ubbc0\ub85c \uadf8\ub54c\uae4c\uc9c0\uc758 \ucc28\uc561 \uacc4\uc0b0<\/li>\n\n\n\n<li><strong>Section G (Escrow):<\/strong>&nbsp;\ubbf8\ub9ac \uac77\uc5b4 \ub193\ub294 \uc9d1 \ubcf4\ud5d8\uae08\uacfc \ud0dd\uc2a4<\/li>\n\n\n\n<li><strong>Section H (Other):<\/strong>&nbsp;\ubcc0\ud638\uc0ac\ube44\uc6a9\uacfc \uae30\ud0c0<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\uacb0\ub860\uc801\uc73c\ub85c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc704\uc5d0\uc11c \ubcf4\uc774\ub294 \uac83\ucc98\ub7fc \ubaa8\uae30\uc9c0 \uc5c5\uccb4\ub4e4\uc774 \ubb54\uac00 \ubc14\uac00\uc9c0\ub97c \uc50c\uc6b0\uac70\ub098 \uc815\ud06c \uc218\uc218\ub8cc\ub97c \ubb3c\ub9ac\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc544\ub2c8 \uadf8\ub807\uac8c \ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \ubaa8\ub4e0 \ud56d\ubaa9\uc740 \uc644\ubcbd\ud558\uac8c \ub178\ucd9c\ub418\uace0 \ud074\ub85c\uc9d5 \ub54c \ud558\ub098\uc529 \ubaa8\ub450 \uc124\uba85\uc744 \ud558\uae30 \ub54c\ubb38\uc5d0 \ubc14\uac00\uc9c0\ub97c \uc50c\uc6b0\uac70\ub098 \ud558\uba74 \uae08\ubc29 \ub2e4 \ubcf4\uc774\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e4\uc81c\ub85c \uacfc\uac70\uc5d0\ub294 \uadf8\ub7f0 \uc77c\uc774 \uc885\uc885 \uc788\uc5c8\uace0 \uadf8 \ub54c\ubb38\uc5d0 \uacb0\uad6d 2008\ub144 \uc0ac\uace0\uac00 \ud130\uc84c\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uadf8 \uc774\ud6c4\ub85c \ub77c\uc774\uc13c\uc2a4 \uc81c\ub3c4\ub97c \ub3c4\uc785\ud558\uace0 \ucca0\uc800\ud558\uac8c \ud1b5\uc81c\ud558\uae30 \ub54c\ubb38\uc5d0 \ubb54\uac00 \uc218\uc218\ub8cc \ud3ed\ud0c4\uc744 \ub9de\ub294\ub2e4\ub294 \uc0dd\uac01\uc740 \ud558\uc9c0 \uc54a\uc544\ub3c4 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>Closing costs are broken down into three categories: 1. Mortgage Fees These are the only actual fees for your mortgage. In the list below, this includes exactly these items: 1. Application fee, 2. Loan Origination fee, 3. Credit Report fee, 4. Appraisal fee, 5. Flood Certificate fee, and 6. Tax Service Fee. Depending on the&hellip;&nbsp;<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"class_list":["post-75","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/pages\/75","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/comments?post=75"}],"version-history":[{"count":7,"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/pages\/75\/revisions"}],"predecessor-version":[{"id":220,"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/pages\/75\/revisions\/220"}],"wp:attachment":[{"href":"https:\/\/balancekim.com\/mortgage\/ko\/wp-json\/wp\/v2\/media?parent=75"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}