{"id":8,"date":"2026-08-15T11:11:43","date_gmt":"2026-08-15T11:11:43","guid":{"rendered":"https:\/\/balancekim.com\/mortgage\/?page_id=8"},"modified":"2026-08-17T14:56:09","modified_gmt":"2026-08-17T18:56:09","slug":"home","status":"publish","type":"page","link":"https:\/\/balancekim.com\/mortgage\/ko\/","title":{"rendered":"Home"},"content":{"rendered":"\n
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Your Trusted Mortgage Partner!<\/h1>\n\n\n\n

We guide your mortgage process with transparency and honesty.<\/p>\n\n\n\n

Balance (Gyunhyeong) Kim <\/strong>
(NJ, GA, FL Mortgage Officer)
(718)844-8608<\/strong><\/p>\n\n\n\n

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Today’s Rates<\/a><\/div>\n<\/div>\n\n\n\n
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NJ \/ GA \/ FL<\/p>\n<\/div>\n\n\n\n

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buying<\/a><\/div>\n\n\n\n
cash out<\/a><\/div>\n\n\n\n
Refi<\/a><\/div>\n\n\n\n
Non-QM<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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\"Folio<\/span>
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Preapproval<\/p>\n<\/div><\/div>\n\n\n\n

\"Folio<\/span>
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Rate<\/p>\n<\/div><\/div>\n\n\n\n

\"Folio<\/span>
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PHELOC<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n

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WORKING WITH ME<\/p>\n\n\n\n

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FASTER<\/p>\n<\/div>\n\n\n\n

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SIMPLER<\/p>\n<\/div>\n\n\n\n

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LOWER<\/p>\n<\/div>\n\n\n\n

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SAFER<\/p>\n<\/div>\n\n\n\n

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EASIER<\/p>\n<\/div>\n\n\n\n

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CLEARER<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n

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Basic Information<\/h2>\n\n\n\n
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Three Steps<\/a><\/h3>\n\n\n\n

Preapproval – Downpay –
Income Verification<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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What is Maximum<\/a><\/h3>\n\n\n\n

Borrowing limit based on your income<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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Loan Types<\/a><\/h3>\n\n\n\n

Tailored mortgage options by criteria<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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Monthly Payment<\/a><\/h3>\n\n\n\n

Calculating the monthly payment<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n

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More Information<\/h2>\n\n\n\n
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01<\/p>\n\n\n\n

Home Buying Process<\/a><\/h3>\n\n\n\n

Summary of home buying steps<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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02<\/p>\n\n\n\n

Non-QM<\/a><\/h3>\n\n\n\n

Non-QM income documents<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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03<\/p>\n\n\n\n

Mortgage Fees<\/a><\/h3>\n\n\n\n

Summary of mortgage fees<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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04<\/p>\n\n\n\n

My Youtube<\/a><\/h3>\n\n\n\n

My explanation of mortgages IN KOREAN<\/strong><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n

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FAQ (Who I Am)<\/a><\/p>\n\n\n