{"id":60,"date":"2026-08-15T09:33:31","date_gmt":"2026-08-15T13:33:31","guid":{"rendered":"https:\/\/balancekim.com\/mortgage\/?page_id=60"},"modified":"2026-10-19T07:42:17","modified_gmt":"2026-10-19T11:42:17","slug":"todays-rates","status":"publish","type":"page","link":"https:\/\/balancekim.com\/mortgage\/todays-rates\/","title":{"rendered":"Today&#8217;s Rates"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">(Updated as changes occur.)<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><br>7.125% (Full Doc)<br>7.625% (Alt Doc)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:12px\">1 Point, 30-Year Fixed, FICO 720 \u2191, Down Payment 20% \u2191, Loan Amount $500K \u2191<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Lower, Faster, Easier, Simpler, and Safer!<\/strong><\/h3>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:20px\">According to your income verification process, you will be approved for<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/balancekim.com\/mortgage\/full-doc-vs-alt-doc\/\" data-type=\"page\" data-id=\"122\">Full doc or Alt doc<\/a>.<\/h3>\n\n\n\n<div style=\"height:23px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"397\" src=\"https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/09\/Screenshot-2026-09-29-070521-1.png\" alt=\"screenshot 2026 09 29 070521 (1)\" class=\"wp-image-242\" style=\"aspect-ratio:1.5113944975794074;width:767px;height:auto\" title=\"\uc624\ub298\uc758 \uc774\uc790\uc728\" srcset=\"https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/09\/Screenshot-2026-09-29-070521-1.png 600w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/09\/Screenshot-2026-09-29-070521-1-300x199.png 300w, https:\/\/balancekim.com\/mortgage\/wp-content\/uploads\/2026\/09\/Screenshot-2026-09-29-070521-1-18x12.png 18w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/www.freddiemac.com\/pmms\" target=\"_blank\" rel=\"noopener\">View Mortgage Interest Rate Trends<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:14px\">With fees of approximately&nbsp;<strong>0.2%<\/strong>&nbsp;points included, the rate becomes the&nbsp;<strong>APR (Annual Percentage Rate)<\/strong>. Since this figure simply represents the ratio of fees within the loan, the actual mortgage note rate is not the APR, but rather the interest rate displayed above.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><br>718-844-8608 <br>ToBalanceKim@gmail.com <br>balance.kim@gmccloan.com<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Updated as changes occur.) 7.125% (Full Doc)7.625% (Alt Doc) 1 Point, 30-Year Fixed, FICO 720 \u2191, Down Payment 20% \u2191, Loan Amount $500K \u2191 Lower, Faster, Easier, Simpler, and Safer! According to your income verification process, you will be approved for Full doc or Alt doc. View Mortgage Interest Rate Trends With fees of approximately&nbsp;0.2%&nbsp;points&hellip;&nbsp;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"class_list":["post-60","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/balancekim.com\/mortgage\/wp-json\/wp\/v2\/pages\/60","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/balancekim.com\/mortgage\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/balancekim.com\/mortgage\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/balancekim.com\/mortgage\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/balancekim.com\/mortgage\/wp-json\/wp\/v2\/comments?post=60"}],"version-history":[{"count":20,"href":"https:\/\/balancekim.com\/mortgage\/wp-json\/wp\/v2\/pages\/60\/revisions"}],"predecessor-version":[{"id":251,"href":"https:\/\/balancekim.com\/mortgage\/wp-json\/wp\/v2\/pages\/60\/revisions\/251"}],"wp:attachment":[{"href":"https:\/\/balancekim.com\/mortgage\/wp-json\/wp\/v2\/media?parent=60"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}