The rates below are with NO POINT. More points mean LOWER RATES.

5.875%

30 year fixed rate / 760↑ / 30%↑ down /500K↑ / Tax return : Interest rates can be increased if conditions aren’t met.

Full-Doc vs. No-Doc? How to verify income?

Compare with other commercial banks.

Chase5.875% (1 point)
Wells Fargo 6.125% (point up to 1)
Bank of America 6.125% (point up to 1)

Lower, Faster, Simpler, Easier, and Safer.
The Same or Better than Chase.

You can directly check how mortgage rates are changing through the graph. This graph shows the 10-year Treasury yield, and mortgage interest rates are directly linked to this yield.

Approximately 0.2% point will be added to the above interest rate to calculate the APR, Annual Percentage Rate. The APR includes the percentage of the fees in the loan, so the actual mortgage rate is not the APR, but the rate that your loan officer gives you.

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