The rates below are with NO POINT. More points mean LOWER RATES.

FULL-DOC 5.99% (Tax reports required)
NO-DOC 6.99% (NO tax reports)

0 point / 30 year fixed rate / 760↑ / 30%↑ down /500K↑ / Primary residence / House : Interest rates can be increased if conditions aren’t met.
(Points are additional charges paid upfront in addition to fees. 1 point equals 1% of the loan amount.)

Wondering how to verify your income for No doc(Non-QM) loans? Click here!

Compare with other commercial banks.

We offer the same or better rates than Chase.

Chase 5.99% (1 point)
Wells Fargo 6.25% (point up to 1)
Bank of America 6.25% (point up to 1)

Lower, Faster, Simpler, Easier, and Safer.

You can directly check how mortgage rates are changing through the graph. This graph shows the 10-year Treasury yield, and mortgage interest rates are directly linked to this yield.

Approximately 0.2% point will be added to the above interest rate to calculate the APR, Annual Percentage Rate. The APR includes the percentage of the fees in the loan, so the actual mortgage rate is not the APR, but the rate that your loan officer gives you.

718-844-8608 ToBalanceKim@gmail.com